Payment Policy

Last Updated: October 21, 2026

Thank you for shopping at Iabler.

We aim to provide a clear and straightforward payment experience for customers purchasing Christmas decorations and seasonal accessories through our website.

This Payment Policy explains the payment methods we accept, how payments are processed, applicable charges, payment security, and how payment-related issues are handled.

Please review the following information before completing your purchase.

1. Accepted Payment Methods

Iabler currently accepts payments through the following seven card networks:

• Visa

• Mastercard

• Maestro

• American Express

• JCB

• Diners Club

• Discover

Customers can select an available payment method during checkout.

All payments are subject to authorization and approval by the applicable payment provider and card issuer.

The payment methods actually available for a transaction will be displayed during checkout.

2. Payment Currency

All product prices on iabler.shop are displayed in U.S. dollars (USD).

Orders are processed in U.S. dollars unless a different currency is explicitly displayed and confirmed during checkout.

If your card is issued in another currency, your bank or card issuer may apply its own exchange rate or currency conversion fees.

Any such fees are determined by your financial institution and are not controlled by Iabler.

We recommend contacting your card issuer if you have questions about international transactions or currency conversion charges.

3. Payment Processing

Payments are submitted through the checkout process on our website and handled by the payment service providers available to our store.

When placing an order:

1. Select the products you wish to purchase.

2. Review your shopping cart and selected product options.

3. Enter your billing and shipping information.

4. Select one of the available payment methods.

5. Review the total amount, including applicable taxes and shipping charges.

6. Confirm and submit your order.

Depending on the payment provider and transaction settings, your payment may be authorized before the funds are captured.

Orders are processed for fulfillment after the applicable payment confirmation and order verification requirements have been satisfied.

4. Pricing, Taxes, and Shipping Charges

We aim to display applicable purchase costs clearly before payment is completed.

The checkout total may include:

• The purchase price of the selected products.

• Applicable sales taxes, where required.

• Standard shipping charges, if applicable.

• Discounts applied to the order.

Standard Shipping Rates

Order Subtotal	Shipping Fee
Under $49.00	$5.99
$49.00 or More	Free

The free shipping threshold is calculated after applicable discounts and before taxes and shipping charges.

These shipping rates apply to eligible orders shipped to the 48 contiguous United States and Washington, D.C.

We do not intentionally add undisclosed fees after an order has been completed.

Please review the final order total at checkout before confirming payment.

For additional information, please refer to our Shipping Policy.

5. Payment Security

We recognize the importance of protecting customers' payment information.

Our online store uses Shopify, and payment transactions are handled through the payment services available at checkout.

Payment providers apply their own security and transaction verification procedures when processing payments.

Iabler receives information necessary to manage orders, such as payment confirmation, transaction status, and relevant payment references.

We do not need access to customers' complete card numbers to fulfill ordinary orders.

Although appropriate security measures are used to reduce risks, no electronic payment system can be guaranteed to be completely free from security threats.

For additional details about the handling of personal information, please review our Privacy Policy.

6. Payment Authorization and Verification

To help protect customers and reduce unauthorized transactions, payment providers or card issuers may require additional verification.

This may include:

• Card security code verification.

• Billing information verification.

• One-time verification codes.

• Additional authentication requested by the card issuer.

Customers should follow the instructions provided through the authorized payment process.

Payment authorization may be declined if the information is incorrect, funds are insufficient, or the card issuer cannot approve the transaction.

We do not request customers to provide their complete card numbers, card security codes, or banking passwords through ordinary customer support emails.

7. Failed or Declined Payments

If your payment is declined or cannot be completed, please:

1. Check that your payment details are entered correctly.

2. Confirm that your card is active and has sufficient available funds.

3. Check whether your card issuer allows the transaction.

4. Try another accepted payment method, if available.

5. Contact your card issuer for additional assistance.

If the issue continues, please contact us at service@iabler.shop.

We will review the available order and payment status information to help identify the issue.

8. Pending Transactions and Duplicate Charges

In some cases, a card issuer may display a temporary authorization or pending transaction before the payment is finalized.

A pending authorization does not necessarily mean that a completed charge has been collected.

The timing of authorization releases is determined by the payment provider or card issuer.

If you believe you have been charged more than once for the same order, please contact us at service@iabler.shop.

Include your order number, transaction date, and the relevant payment amounts.

For your security, please do not email complete card numbers or card security codes.

We will review the available transaction records and assist with any confirmed payment errors.

9. Order Confirmation

After an order is successfully submitted, an order confirmation will be sent to the email address provided during checkout.

The confirmation generally includes:

• Order number.

• Purchased products and selected variations.

• Order amount.

• Applicable shipping charges and taxes.

• Customer and delivery information.

Please review the order confirmation carefully.

If you notice an error, contact our customer support team as soon as possible.

Order fulfillment remains subject to successful payment verification, product availability, and applicable shipping restrictions.

10. Order Cancellation and Payment Refunds

If you wish to cancel an order, please contact service@iabler.shop as soon as possible.

If the order has not yet shipped and cancellation is still possible, we will review the request and arrange an applicable refund.

Orders that have already shipped may no longer be eligible for cancellation. Customers may request an eligible return after delivery under our Return & Refund Policy.

Approved refunds are issued to the original payment method used for the purchase.

11. Returns and Refund Processing

Iabler offers a 30-day return and exchange policy for eligible products.

Return or exchange requests must be submitted within 30 calendar days after delivery.

Customers may open the product packaging for reasonable inspection. Brief try-on of eligible wearable accessories is also permitted, subject to our return conditions.

For approved returns, customers have 30 calendar days after receiving return authorization to ship the items to the designated return address.

Refund Processing Time

Once a return has been received, inspected, and approved, Iabler will issue the refund to the original payment method within 10 business days after return approval.

The actual date the refund appears in your account depends on your bank, card issuer, or payment provider.

For returns requested due to a change of mind or personal preference, the customer pays the return shipping cost.

For confirmed defective, damaged, or incorrect products, Iabler covers the applicable return shipping cost.

Restocking Fee: $0.00

For complete eligibility requirements, shipping responsibilities, and refund procedures, please review our Return & Refund Policy.

12. Billing Information

Customers are responsible for providing accurate billing information during checkout.

Depending on the payment method, the information required may include:

• Cardholder name.

• Billing address.

• Card information.

• Other verification details requested by the payment provider.

Incorrect billing details may result in payment failure or additional verification.

If you need assistance with a payment-related order issue, please contact customer support.

13. Unauthorized Transactions and Payment Disputes

If you notice a transaction you do not recognize, we recommend contacting your card issuer promptly.

You may also contact Iabler at service@iabler.shop so we can review any relevant order records available to us.

If you believe a payment has been processed incorrectly, please provide your order number and a description of the issue.

We will review the information and provide assistance where possible.

Nothing in this policy limits any rights customers may have to contact their financial institution or dispute a transaction under applicable law and card network rules.

14. Changes to This Payment Policy

We may update this Payment Policy when accepted payment methods, payment processing arrangements, store operations, or applicable requirements change.

Any updates will be published on this page with a revised "Last Updated" date.

Changes will not retroactively increase the agreed payment amount for an accepted order.

We encourage customers to review this policy periodically.

15. Customer Support and Contact Information

If you have questions about accepted payment methods, billing, failed transactions, or refunds, please contact us.

Brand: Iabler

Website: https://iabler.shop

Customer Support Email: service@iabler.shop

Customer Service Hours:

Monday – Friday: 8:00 AM – 6:00 PM (Eastern Time, ET)

Saturday & Sunday: Closed

Business Operations Address:

Room 1902, Block A, Building 5, Jiayu Haoyuan
No. 698 Jihua Road
Shenzhen, Guangdong 518000
China

Thank you for choosing Iabler. We appreciate your trust and aim to make payment information clear and accessible throughout your shopping experience.